Commercial Insurance

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Commercial coverage that grows with your business

Smart coverage for your business—BOP, GL, Auto, Workers’ Comp, Cyber, and more.

From BOP and General Liability to Cyber and Workers’ Comp, we shop the market and manage renewals so you can stay focused on operations.

Who this is for
  • Owners needing first-time coverage or a renewal review
  • Growing teams needing WC/Auto and certificate support
  • Regulated industries needing Cyber/Professional (E&O)
Coverages we place

BOP • General Liability • Commercial Property • Workers’ Comp • Commercial Auto • Professional Liability (E&O) • Cyber • Umbrella/Excess • Inland Marine • Bonds

Our approach
  • Risk discovery: operations, contracts, claims, certificates, growth plans
  • Market shopping: request terms from trusted carriers; compare apples-to-apples
  • Placement & onboarding: certificates, endorsements, billing setup
  • Proactive renewals: 90-day review, loss runs, and improvement plan
Industries we serve
  • IT/Consulting
  • Hospitality/Retail
  • Real Estate/Property Mgmt
  • Light Contractors
  • Healthcare offices
  • Professional Services
Service extras
  • Renewal calendar and reminders
  • Loss-run assistance and claims coordination
  • Certificate management (COIs)
  • Annual coverage audit aligned to growth
Compliance strip

“Coverage availability, eligibility, and pricing vary by carrier and state. Policies contain exclusions and limitations. Review all terms and conditions. We do not provide tax or legal advice.”


Start with clarity, not pressure

FAQs

Web-enabled deliverables without enterprise strategic theme areas our land backward-compatible process improvements

  • What coverages do I need to start?

Many start with BOP (Property + General Liability). Needs vary by industry and contracts.

  • Do I need Workers’ Comp?

If you have employees, likely yes (state-specific). We’ll confirm requirements.

  • What about Cyber or Professional Liability (E&O)?

If you handle data or provide professional services, these can be essential.

  • How do renewals work?

We start 60–90 days prior, review losses/changes, and shop the market if needed.

  • Can you provide certificates (COIs) quickly?

Yes—COIs are part of onboarding and service.

  • What carriers do you work with?

Multiple, depending on state/industry eligibility. We shop for fit and value.

  • How are premiums determined?

By operations, claims history, payroll/revenue, limits, deductibles, and risk controls.

  • Can you help after a claim?

We coordinate with the carrier and guide you on documentation and next steps.

  • Do you insure multi-state operations?

Often yes—subject to licensing and carrier appetite.

  • Can you review my current policies?

Yes—send dec pages and loss runs for a no-pressure review.