Registered Index - Linked Annuities (RILA)
RILAs are securities - based annuities that provide defined market exposure with structured downside risk , such as buffers or floors.
Why Clients Choose RILAs
- Market participation with parameters
- Defined downside exposure
- Retirement accumulation or income planning
Key Risks
- Principal loss is possible
- Segment terms apply
- Caps and buffers vary
- Liquidity restrictions