Variable Indexed Universal Life

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Variable Indexed Universal Life (VIUL)

VIUL combines the structure of variable life insurance with index - based investment options , offering clients a defined approach to market participation within a life insurance framework.

Key Characteristics

  • Permanent insurance
  • Index-linked subaccounts
  • Market risk applies
  • Caps, spreads, or participation rates may apply
  • Long-term funding discipline required

Use Cases

  • Long-term wealth strategy
  • Retirement coordination
  • Estate liquidity
  • High-income planning

Start with clarity, not pressure

Securities offered through Fairport Capital Inc., Member FINRA/SIPC.
Chirag Patel, Registered Representative. CRD #7304217.
Insurance services offered through Majestic Wealth Builders. NPN #10730296