Infinite Banking

What If You Could Be Your Own Bank?

Imagine having the ability to finance your own purchases, control your cash flow, earn

uninterrupted growth, and build generational wealth — without relying on traditional banks.

That is the power of the Infinite Banking Concept (IBC) — a strategy used by wealthy families, business owners, and real estate investors for generations.

At Majestic Wealth Builders, we help families apply Infinite Banking in a practical, simple, and modern way.

WHAT IS INFINITE BANKING?

A Wealth-Building Strategy Centered Around Cash Value Life Insurance

Infinite Banking uses a properly structured, high-cash-value life insurance policy to create:

• A private banking system
• Tax-advantaged growth
• A personal financing strategy
• Access to capital when you need it
• Uninterrupted compound growth

Generational wealth transfer

It’s not about buying life insurance —

it’s about building a financial system you control, using life insurance as the foundation.

HOW INFINITE BANKING WORKS

The system is simple when structured correctly:

1. Fund a Cash Value Life Insurance Policy

We build a policy designed for maximum cash accumulation, not maximum death benefit.

2. Build Your Personal Capital Reserve

Your cash value grows — tax-deferred — every year.

3. Borrow Against Your Cash Value

You access the cash value using policy loans, without interrupting growth.

4. Pay Yourself Back, Not a Bank

Loan repayment terms are flexible — you set them.

5. Your Money Keeps Compounding

Even while you borrow against it, your full cash value continues compounding.

6. Build Generational Wealth

Your family receives a tax-free death benefit, creating a multigenerational strategy.

This creates a total financial ecosystem where you control:

✔ Cash flow

✔ Borrowing

✔ Savings

✔ Retirement

✔ Wealth transfer

WHAT CAN YOU USE INFINITE BANKING FOR?

Infinite Banking can support almost any major financial need:

• Pay off debt
• Build retirement income
• Fund college planning
• Buy vehicles
• Fund real estate investments
• Emergency fund
• Start or expand a business
• Large purchases
• Cash flow and liquidity

Legacy and inheritance planning

Families love it because it creates flexibility, cash flow, and long-term control.

WHY INFINITE BANKING WORKS

1. Uninterrupted Compound Growth

Your money grows every year — even when borrowed against.

2. Tax-Advantaged Benefits

Your cash value grows tax-deferred and can be accessed tax-free.

3. Liquidity & Control

You borrow money without bank approval, credit checks, or loan applications.

4. Guaranteed Protection

The policy includes a guaranteed death benefit that protects your family.

5. Lifetime Financial Tool

This system gets stronger over time, not weaker.

WHO BENEFITS FROM INFINITE BANKING?

IBC is ideal for:

• High-income professionals
• Families wanting generational wealth
• Real estate investors
• Business owners
• People wanting long-term tax advantages
• Parents planning for college
• Individuals who want financial independence
• Anyone tired of paying interest to banks

If you want control instead of dependency, Infinite Banking is for you.

HOW WE DESIGN YOUR INFINITE BANKING PLAN

Every plan is customized to YOU.

Your plan includes:

• Policy type comparison
• Cash flow structure
• Loan strategy
• Repayment design
• Generational planning
• Banking Action Plan integration
• Long-term growth projections
• “How to use it in real life” walkthrough

This isn’t a one-size-fits-all program — it’s fully personalized.